Obizworks

Obizworks Free Tools

Free calculators & tools · no sign-in · part of Obizworks Enterprise

Free Tools

Free tools for your money, business & work

A growing set of free Obizworks calculators and tools for people and small businesses — plan your money, price your product, and get everyday work done. No account required. Educational only — not financial or tax advice.

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Tax Calculator · United States

US Salary Income Tax Calculator

Estimate federal income tax, Social Security & Medicare, and state taxes on your salary for tax year 2026 — with a 401(k) option and take-home per paycheck.

Federal + FICA50 states + DC401(k)2026
Open the calculator →
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Tax Calculator · Pakistan

Pakistan Salary Income Tax Calculator

Work out monthly withholding and annual tax on the FBR FY 2026-27 salaried slabs — with mid-year joiners/leavers and a final-settlement adjustment.

FBR FY 2026-27Joiners/leaversSettlement
Open the calculator →
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Savings & Investments · United States

US Savings & Investment Planner

See 3-year trends and best performers for stocks, bonds, savings, gold, silver & crypto, and build a risk-based allocation with a projection — US market.

6 asset classes3-yr chartsAllocation
Open the planner →
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Savings & Investments · Pakistan

Pakistan Savings & Investment Planner

KSE-100, National Savings, PKR deposits, gold & silver per tola, and crypto — 3-year trends and a risk-based allocation with a projection, in PKR.

KSE-100 · NSSGold/tolaPKR
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Finance · Loans

Loan / EMI Calculator

Work out the monthly payment, total interest, and a year-by-year amortization schedule — compare any loan offer before you sign.

EMIAmortizationAny currency
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Finance · Saving

Compound Interest / SIP Calculator

See how a regular monthly saving snowballs over time, with a growth chart of value vs. amount invested.

SIPGrowth chartAny currency
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Business · Pricing

Break-even Calculator

The first number every founder needs — how many sales cover your costs before you start making a profit.

UnitsRevenueContribution
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Business · Pricing

Profit Margin & Markup Calculator

Price products so every sale actually makes money — margin, markup, profit, and the price for any target margin.

MarginMarkupTarget price
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Business · Investing

ROI Calculator

Rank where limited cash goes — total and annualized return on any investment, campaign, or purchase.

ROIAnnualizedAny currency
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Productivity · Media

Image Compressor / Resizer

Shrink photos and screenshots right in your browser — nothing is uploaded. Fast images for web, email, and social.

Client-sidePrivateJPG/WebP/PNG
Open the tool →
Educational only — not financial or tax advice. Tax figures are estimates; investment figures are dated historical snapshots and past performance does not predict future results. Consult a licensed professional before acting.
Obizworks Enterprise

Workflow Automation — governed AI that runs your business

Beyond free tools: Obizworks builds and operates AI agents that automate your real workflows — payroll, recruitment, marketing, outreach and more — audited, human-approved, and accountable.

Part of Obizworks Enterprise

Obizworks builds governed AI that runs your workflows — audited, human-approved, and accountable.