Loan / EMI Calculator
Monthly payment, total interest & amortization schedule
Inputs
Standard reducing-balance EMI. Adjust the numbers to compare offers before you sign.
Result
Monthly payment (EMI)
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Total interest
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Total payable
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Interest / principal
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PrincipalInterest
| Yr | Principal | Interest | Balance |
|---|
Common questions
How is the monthly EMI calculated?
With the standard reducing-balance formula: EMI = P x r x (1+r)^n / ((1+r)^n - 1), where r is the monthly interest rate and n the number of months.
Does it show total interest paid?
Yes — total interest, total amount payable, and a year-by-year split of principal versus interest.
Is my loan data sent anywhere?
No. The calculation runs entirely in your browser; nothing is uploaded.