Compound Interest / SIP Calculator
See how regular saving grows over time
Inputs
Assumes monthly compounding at a constant rate. Illustrative — real returns vary and can be negative.
Result
Future value
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Total invested
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Interest earned
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Growth multiple
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InvestedValue
Common questions
What is the difference between a lump sum and a monthly SIP?
A lump sum is a one-time amount that compounds; a SIP (systematic investment plan) adds a fixed amount every month. This tool lets you combine both.
Does it account for inflation?
No — it shows nominal growth at a constant assumed rate. Real, after-inflation returns are lower.